Life & Disability

Basic Life and AD&D Insurance – Prudential
As a Liberty Energy employee, you automatically receive Basic Life and Accidental Death & Dismemberment (AD&D) coverage – at two times your annual earnings for natural death and four times your earnings for accidental death, to a maximum of $500,000. This coverage is offered through Prudential at no cost to you.
Life can be unpredictable, but you can prepare for whatever comes your way with benefits to protect the ones you love. Life insurance, issued by Prudential, will help ensure your family is financially secure should anything happen to you.
Optional Life and AD&D and Dependent Life
You can purchase additional life and AD&D coverage beyond what Liberty Energy provides through Prudential. They guarantee coverage during your initial enrollment period — which means you can’t be turned down for coverage based on medical history.

Disability with Prudential
Liberty Energy provides both Long and Short-Term Disability insurance through Prudential at no cost to you.
Short-Term Disability Insurance
The plan benefit is 80% of your basic weekly earnings, based on a 40-hour week. Eligible after 90 days of employment. Short Term Disability duration = 12 weeks (7-day elimination period).
Long-Term Disability Insurance
The plan benefit is 60% of basic monthly earnings up to a maximum of $10,000 per month. Basic earnings are the average of your gross monthly income for the year immediately prior to the onset of disability. Long Term Disability max duration = to age 65. Eligible after using all 12 weeks of STD & still unable to return to work. Make sure to contact the benefits team and your manager regarding your leave needs!