Financial Wellness
401(k) retirement Plan
principal
At Liberty Energy, we know planning for the future is important for the wellbeing of you and your family, that is why we offer a 401(k) plan through Principal. An employee is eligible and automatically enrolled upon hire. Our plan offers a broad range of investment options from conservative to aggressive. You may make transfers among the various investment options daily, though some funds do have short-term trading restrictions or fees.
You may contribute up to the IRS limit – $24,500 in 2026. If you are over age 50, you may contribute an additional “catch-up” contribution up to $8,000 per year. If you are between the ages of 60 and 63, you are eligible to contribute a “super catch-up” up to $11,250 on top of other contributions. NOTE: If you earned more than $150,000 in 2025, catch-up and super catch-up contributions must be Roth after-tax contributions.
You may change your ongoing deferral/contribution percentage per the plan document. The Liberty Energy Plan allows you to make both before tax and after-tax Roth deferral contributions (combined up to the IRS limit).
Liberty Energy matches up to 6% for the pre-tax account. Any contribution changes to your 401(k) can be made directly through Principal.
Understanding Your 401(k) Loan option
Our retirement experts have created a Liberty-specific educational video, based on questions we often receive about our 401(k) plan.
Updating Beneficiaries
Keep your retirement plan beneficiaries up to date. Visit principal.com/legacy to review and update your beneficiaries.
Banzai! Financial Wellness
Liberty Energy has partnered with Banzai! Financial Wellness to bring you clear, in-depth lessons to help you dive into the financial topics you care most about. Learn more about saving money, investing, budgeting, retirement, taxes and how to prepare for future life changes – such as having a baby!




