Voluntary Benefits
Voluntary Critical Illness Insurance
Voluntary Critical Illness Insurance provides a lump-sum payment if you’re diagnosed with a serious medical condition, such as cancer, heart attack or stroke. This coverage helps offset the high costs associated with critical illnesses, such as treatment, hospital stays, or recovery-related expenses not fully covered by traditional health insurance. With a critical illness policy, benefits are paid in addition to what is covered under your health insurance.
Voluntary Accident Insurance
An accident can happen to anyone, and many are not financially prepared for the unexpected costs of an injury. Accident Insurance, issued by The Prudential Insurance Company of America (Prudential), can help you focus on your way to recovery instead of how you will pay for the care you need.
Voluntary Hospital Indemnity
Hospital stays are often unexpected and can be expensive, putting emotional and financial stress on you. Hospital Indemnity Insurance helps you manage expenses – so you can stay on track financially. Prudential helps you pay for a wide range of medical services.
Allstate Identity Protection (aIP)
Liberty Energy is proud to partner with Allstate to protect your data, privacy and identity from theft. Allstate Identity Protection’s monitoring system analyzes and detects high-risk activity and sends alerts at the earliest sign of fraud. That’s how they help you minimize risk, damage, and stress with prevention and rapid restoration. Bark is included with your AIP coverage. With Bark, you can have peace of mind with family digital safety tools! Plans costs $6.50 per person/month or $12.50 per family/month. Allstate Identity Protection is only available during Open Enrollment or if you are a newly hired Liberty employee.
Legal Protection Plans
MetLife Legal Plans is a convenient and affordable way to get the legal protection you need for life’s big and small moments. They provide you with access to a network of over 19,000 qualified and experienced attorneys for various personal legal matters. Whether you need help with estate planning, family issues, home transactions, identity theft, tax issues or traffic violations, you can consult with an attorney as many times as you want without any deductibles, copays, or claim forms. You can also use online tools to create and update your wills, living wills, and other estate documents. You also get access to Aura Identity Restoration Services. For a monthly fee of $17.25 paid through payroll deduction, an expert is on your side as long as you need them.
Excluded matters include: Employment related issues, DUI, personal and farm business matters, patent and trademark matters where an attorney client relationship exists prior to being eligible for the plan, costs and fines, and frivolous or unethical matters.
Questions? Call the MetLife Legal Plans Client Service Center at 800-821-6400 Monday—Friday, 8:00 a.m. to 8:00 p.m., ET.
